HSBC Platinum Credit Card Review 2018

HSBC Cashback is a platinum credit card with the main cashback feature. This credit card is specifically created for dynamic and modern millennials. Enjoy 25% cashback for all food transactions, groceries and online transactions. Cashback up to 3% for all your transactions!

HSBC Advantage Credit Card Platinum Cashback

1.  25% cashback for dining (food) transactions, groceries (supermarkets / vegetables) and online transactions.
2. 3% cashback for any transaction with the following details:

Value per Transaction	Cashback
$201,10	1%
$201,10 -$468,80	2%
$201,10	3%

3. Change transactions to installment schemes starting from $4 per month

HSBC Credit Card Facilities

The HSBC Credit Card has various facilities that you can use, including:

• HSBC Home & Away:

Enjoy up to 27,000 discount offers at selected merchants in 160 countries.

• HSBC Point Rewards:

Pay with points & Free with points at 500+ merchants. Reward points can also be exchanged for various shopping vouchers or Annual Fee. Get 1 reward point in every transaction worth  $0,0001005, and multiples thereof.

• E-Statement:

Free online services to access credit card bills in electronic form.

• HSBC Mobile Banking:

HSBC Mobile Banking Services to access your HSBC Credit Card billing details through Smartphone devices (Apple, Android, BlackBerry).

• Travel Benefit:

Get ticket prices along with competitive hotels using your HSBC Travel Assistant that provides benefits: competitive prices without additional fees and competitive Bank rates and enjoy installment facilities. Terms and Conditions apply.

• Best bill:

Enjoy the convenience of Best Bill in your monthly bill payments (landline, cellular telephone, electricity, cable TV, etc.). Best Bill offers auto debit facilities that can only be enjoyed exclusively by HSBC Credit Card holders.

• Credit Card SMS Facility:

HSBC SMS service, an easy, fast and cost-effective solution to get up-to-date information on the number of credit card usage, remaining credit, due dates, minimum payments, and balance of rewards points.

• HSBC Phone Banking Services:

HSBC Phone Banking Services are facilities from the Bank that allow you to obtain information about Credit Card accounts through automated services.

HSBC Platinum Cashback credit terms and conditions

• Aged between 21 - 60 years
• Have an active credit card from any bank
• Minimum income of 54,000,000 per year
• Complete document requirements such as: KTP, Passport and KITAS (for foreigners), salary slips and NPWP.

Fees for HSBC Platinum Cashback credit cards:

• Additional credit card annual fee: $15
• Cash withdrawal interest: 2.25%
• Card replacement fee: $4
• Limit on cash withdrawals at ATM: $1000
• Late payment fee: 3% or 100,000 (whichever is greater)
• Overlimit fee: 200,000
• Monthly billing request fee: $1
• Printing fee for billing sheets: $0,9