3 free credit reports that consumers can ask annually provide important information and tools to help consumers protect themselves against identity fraud. Accessing and reviewing your credit report from each of three bureaus annually helps you ensure the accuracy of the information.
 |
| Equifax, Experian And Transunion Credit Scores |
To find out how to get Free Credit Reports and Scores From All 3 Bureaus, visit AnnualCreditReport.com and www.experian.com. To be able to request your free credit report online on the site, you must provide specific information, including your name, social security number, and your address. You will then be asked to choose which credit agency you want to get from your report: TransUnion, Experian, Equifax.
You are also required to answer a set of questions to verify your identity. The information contained in this question arises directly from your credit report.
What You Can From Reports and Free Credit Scores Of All 3 Bureaus
Credit Score
What you need to know
View all 3 credit scores today for free - Experian, Equifax, and the TransUnion. Your CreditXpert® Scores ™ is provided by the site. Although this value is not used by creditors to evaluate your credit, it is intended to reflect general credit assessment practices and is designed to help you understand your credit.
Monitoring & Credit Warning
Helps you in protecting credit and personal information by monitoring credit from your files in 3 major credit reporting agencies - Experian, TransUnion, and Equifax. Plus, receive quick alerts via text, email or phone when certain changes are made to your credit file. Changes you may not be aware of, can indicate the potential for credit fraud or identity.
Identity Theft Protection
Identity Verification Monitoring works in real-time to help prevent your personal data from being used for fraudulent activity that could lead to identity theft, account takeover, or account compromise. If your identity gets disturbed, you can count on our experienced expert cheat recovery support and guidance to help solve major problems.
How to Use Your 3 Credit Reports
After obtaining a copy of your report, you will be able to see potential creditors and other parties allowed to see about your credit history. This information will help potential lenders decide if they should lend to you. The report contains the following types of information:
• your name and address
• Your current open account, including your balance, payment history, and top balance
• Your account is closed unless you are more than seven years old
• Consultation records of all parties obtaining credit reports from credit bureaus
• Public records that have occurred in the last 10 years
You can also follow the instructions given on the site to report inaccuracies in your reports. You will not receive a copy of your credit score with your free annual credit report. To apply for your credit score, you need to visit the website of one of the three credit bureaus and generally pay.
No comments:
Post a Comment