Credit Card Processing - Review Payline

Although there are many credit card processors offering low prices, Payline has an advantage because the price is very transparent and gives you a discount based on your sales volume. Price terms are also widely available and readable on the company's website, which breathes fresh air compared to many credit card processors that are not so clear about their pricing structure.

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Payline provides several offers for new business startup plans and also for established businesses with higher sales figures. There are many plans including free terminals.

• Payline Surge.When your business has grown and you want to accept credit cards in some way (inside the store, on the move and over the phone), this is the right plan for you. It has lower transaction rates, exchange fees plus 0.3 percent and 20 cents per transaction. However, there is a monthly service fee of $ 9.95 per month.

• Payline Start. This starter plan is for businesses that process less than $5,000 per month. Rates are interchange plus 0.5 percent and 20 cents per transaction, and there are no monthly, setup or PCI fees. 

• Payline Medical. Designed specifically for medical professionals, this plan is HIPAA and PCI compliant, and you can accept payments in the office, on the go, and in installments. Rates are interchange plus 0.4 percent, and there are no per-transaction, monthly or PCI fees.

• Payline Connect. This plan is for ecommerce businesses. It can be integrated with your website and also includes subscription billing tools. Rates are interchange plus 0.65 percent and 20 cents per transaction, and there are no monthly, setup or PCI fees.

• Payline Shop. Established in-store businesses wanting to accept credit cards simply can do so using this plan. Rates are interchange plus 0.3 percent and 20 cents per transaction, and it has a monthly service fee of $19.95.

• Enterprise pricing. Businesses that process more than $80,000 per month can qualify for significant discounts from Payline. When you call the company for a quote, its account executives work with you to design a plan customized to fit your business's processing needs.